Building and Engineering Services
Our building and engineering services insurance solutions have been developed to offer comprehensive cover, partnered with outstanding risk management advice, to support a range of businesses within this sector.
Making sure that businesses installing and maintaining crucial utilities such as heating, power and lighting have the appropriate insurance solution and risk management provision in place is vital, as these businesses have more complex risks than many others. Our insurance solutions provide peace of mind that, if something does go wrong, you are covered. Whatever part of a site your work on, and whatever role you carry out, we can arrange the right insurance solution to protect your business.
- We have over 30 years’ experience arranging insurance cover for the building and engineering services sector.
- We can carry out a confidential review of your current insurance provisions, to identify if there are any gaps in your current cover
- We are specialists in arranging insurance solutions for all sizes of business, from sole traders to those with thousands of employees
- We can arrange extensions to our liability insurance, such as accidental asbestos discovery and financial loss
At Miles Smith, we don’t just provide you with insurance products. We’ll look at how you’re working, and what you are working with, profiling your business and adjusting your cover accordingly. In the modern day with monitoring devices, automatic shut-offs, connection to the internet-of-things and leakage detectors, it’s critical that we understand everything before providing you with the most appropriate cover.
Whether you have 2 employees, or 200, we are experienced in arranging insurance solutions for businesses of all sizes, operating in your sector. Our approach is all-encompassing and starts with us taking the time to understand you and your business and the risks that you face, once we have done that we will present our findings and work with you to create the insurance solutions to best protect your business.
In the building and engineering services sector, arranging cover for just the standard insurance products can seem like a sensible commercial decision, but it may leave you exposed.
Take cyber-attacks as one example, according to the government, 81% of large businesses and 60% of small businesses suffered a cyber-attack in the last year. With the average costs for cyber-attacks running into the hundreds of thousands of pounds, it is vital that you work with an insurance broker who understands these risks and can arrange suitable protection and advise on appropriate risk management solutions to ensure your business is covered against this risk.
Who is it for?
Our expertise allows us to offer a full range of insurance solutions to businesses operating in the building and engineering services sector. Amongst others, we provide cover for:
Building and Engineering Services Covers
Our approach to providing businesses operating in the building and engineering services sector with insurance solutions is tailored to each organisation, ensuring you have the cover that you need. We listen to you and take time to understand your business, providing the insurance cover that you need. The types of products we look at for building and engineering services businesses include:
Test Case Study Case Study
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Contractors All Risks
Contractors All Risks cover protects employers and contractors against your responsibility for loss or damage...Read more
The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...Read more
A cyber policy is designed to provide support and protect your business if it is...Read more
Directors’ and Officers’
Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...Read more
Legal Expenses cover is provided as an extension to a number of policies and is...Read more
Material Damage and Business Interruption
At Miles Smith we are constantly evolving our insurance offering to meet the needs of...Read more
Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...Read more
Can you cover my property outside of the UK?
Our policy can cover holiday homes throughout the world. We will work with you to understand the unique risks in the country where your holiday home is before creating cover that keeps your holiday home protected.
If I am too busy to see a representative from Miles Smith what can I do?
Whilst we always prefer to undertake a site visit to fully understand your business requirements, at Miles Smith we appreciate your business requires daily management. If you are unable to accept a visit then we will happily conduct our exercise via phone or email.