If you work in the construction sector, you’ll be all too aware of the many risks you face daily. We specialise in helping your business identify the risks you face, before arranging cover to protect your business against them.

Our experts have experience of working with companies of all sizes and specialisms, from individual tradesmen to large contractors, we arrange the cover that’s right for you and your business.

For many businesses that work in the construction industry, a professional risk management strategy, backed by market leading insurance products is essential. We invest our time in understanding you and your business to ensure we provide the right solutions for your insurance needs. We provide a confidential review of your current insurance provisions to ensure you have no gaps in cover.

    Why Miles Smith?

  • We cover businesses of all sizes, from individual tradesman to large construction corporations
  • We offer standard insurance products and specialist solutions
  • We have comprehensive coverage and flexible levels of cover to suit your business
  • We have over 50 years’ experience arranging construction insurance

Whether you need advice on liability products, motor and plant, warranties or even performance bonds, we have the expertise and experience within your industry to advise you on these, as well as other areas. When you talk to Miles Smith you can be confident that we are well placed to provide you with tailored insurance solutions for your construction business. We have particular expertise in arranging cover for hard to place construction risks and those who struggle to get the cover they need elsewhere.

Arranging cover for just the standard insurance products can seem like a sensible commercial decision, but it may leave you exposed.

Take cyber-attacks as one example, according to the government, 81% of large businesses and 60% of small businesses suffered a cyber-attack in the last year. With the average costs for cyber-attacks running into the hundreds of thousands of pounds, it is vital that you work with an insurance broker who understands these risks and can arrange suitable protection and advise on appropriate risk management solutions to ensure your business is covered against this risk.

Construction Covers

We tailor our approach to providing insurance solutions for businesses operating in the construction industry. We listen to you and take time to understand your business, before arranging the insurance cover best suited for your business. The types of products we look at for construction businesses include:

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“Their staff are friendly, extremely approachable, responsive and very muck work with us, allowing us to get on with the day-to-day running and growth of our business.”


The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

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A cyber policy is designed to provide support and protect your business if it is...

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Directors’ and Officers’

Directors’ and Officers’, or D&O as it is often referred to, offers financial protection against...

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Personal Accident and Travel

Personal accident and travel is designed to protect the businesses directors, partners and/or employees who...

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Legal Expenses

Legal Expenses cover is provided as an extension to a number of policies and is...

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Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

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Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

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Machinery and Plant

Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing...

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Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

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Where is Miles Smith located?

Miles Smith’s head office is based in the City of London, the address is: One America Square, 17 Crosswall, London, EC3N 2LB. There are two additional offices, one in Ampthill, Bedfordshire and one in Sudbury, Suffolk.

Does my trade fit within Miles Smith's appetite?

Please call us to discuss your specific needs and we will be happy to assist.

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