Coopeartives

Having worked with Cooperative businesses for a number of years, we understand the strong values that underpin your business, the values which make Cooperatives unique.

As Cooperatives are unique organisations your business needs are often far different from those of a PLC. We’ve been serving this distinctive market for over 10 years and we combine our experience with an adaptive approach to arranging insurance solutions, tailored to the needs of each organisation we work with.

We take the time to listen and work with you to understand your objectives before we create your bespoke insurance solution and provide risk management advice to protect your business.

    Bespoke insurance solution provider

  • We are the insurance broker for Co op’s business insurance, sharing many of the same values, as well as a commitment to providing outstanding customer service at all times
  • We are a Chartered Insurance Brokers, demonstrating our commitment to always putting our clients first
  • Our team has over 10 years of experience in arranging insurance cover for cooperatives
  • We offer a confidential review of your current insurance provisions to ensure that you do not have any gaps in cover
  • Additional Imformation

Our experience has taught us that the insurance requirements of cooperatives are wide-ranging and ever-evolving. From traditional liability products that protect employers, employees and the general public, to more modern day needs such as cyber insurance and terrorism cover, we take the time to understand your business’ unique position before providing a bespoke insurance solution to protect you. Arranging cover for just the standard products can seem like a sensible commercial decision, but it may leave you exposed.

Take cyber-attacks as one example, according to the government, 81% of large businesses and 60% of small businesses suffered a cyber-attack in the last year. With the average costs for cyber-attacks running into the hundreds of thousands of pounds, it is vital that you work with an insurance broker who understands these risks and can arrange suitable protection and advise on appropriate risk management solutions to ensure your business is covered against this risk.

Coopeartives Covers

We tailor our insurance solutions to each Cooperative we work with. We work with you and your business to understand your organisation, which enables us to arrange an insurance solution and risk management programme which best protects your business. The types of products we consider for cooperatives includes:

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"We had used other brokers in the past. I'd say Miles Smith are more proactive. They'll look into things for you, chase things up, whatever needs to be done they make it very easy. We have a great relationship with Alan Tattler and his team both with regards to underwriting, claims and risk management. The service we receive is excellent."

Lisa Waghorn
Chief Financial Officer, Chelmsford Star

Buildings insurance

Buildings insurance protects your business’s property should it be damaged by fire, flood, burst pipes...

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Contents and Stock

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Crime

The impact of fraud can be wide-ranging. Crime cover helps protect you from both internal...

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Cyber

A cyber policy is designed to provide support and protect your business if it is...

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Legal Expenses

Legal Expenses cover is provided as an extension to a number of policies and is...

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Material Damage and Business Interruption

At Miles Smith we are constantly evolving our insurance offering to meet the needs of...

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Motor Fleet

Motor Fleet cover is recommended for businesses that operate with a number of vehicles that...

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Professional Indemnity

Professional Indemnity, sometimes referred to as PI, provides financial support for legal costs, as well...

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Trustee Indemnity

Trustee Indemnity cover offers protection for trustees and their charities in the event of a...

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