Retail

Operating a retail business is hard, particularly in the current climate. We work with you to ensure that you have the appropriate insurance cover and risk management methods in place to protect your business.

Retail businesses face many unique risks; therefore, you need to work with a broker who has experience arranging insurance for similar businesses. We have many years of expertise in providing insurance solutions and risk management advice to businesses in the retail sector, therefore we can save time and effort by already understanding many of the complexities of your industry. Whether you sell products through stores or online, we can arrange the insurance that is most suitable for you and your business.

  • Whether you are online or on the high street, we can arrange the retail insurance cover that you need
  • Our claims process is set up to get you back to trading as soon as possible in the event of a claim
  • We look at standard liability covers as well as newer threats, such as cyber and terrorism
  • We can provide a detailed risk management review, to help identify all your risks and proactively mitigate against them

When you operate in the retail sector, the risks you face are wide-ranging. From standard covers such as public liability and employers’ liability, to ensuring you are protected from cyber and data issues, we can work with you to put in place the correct cover. And more and more, we consider potential terrorist threats in the insurance we provide.

We also factor in other external risks in our approach, looking at increased competition, potential economic slowdowns and the ever-evolving regulatory landscape. It’s all part of having the expertise of Miles Smith on your side.

Arranging cover for just the standard insurance products can seem like a sensible commercial decision, but it may leave you exposed.

Take cyber-attacks as one example, according to the government, 81% of large businesses and 60% of small businesses suffered a cyber-attack in the last year. With the average costs for cyber-attacks running into the hundreds of thousands of pounds, it is vital that you work with an insurance broker who understands these risks and can arrange suitable protection and advise on appropriate risk management solutions to ensure your business is covered against this risk.

Who is it for?

We provide cover for all types of businesses that operate in the retail sector. Amongst others, owe provide insurance cover for:

Retail Covers

Our approach to arranging insurance cover for retail businesses is tailored to your organisation, ensuring you have the cover that you need. We listen to you and take time to understand your business. The types of products we look at for UK Retail business includes:

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